An independent look at Value Capital Funding: what it does, who it suits, its BBB record and the questions to ask before you sign. Facts checked October 21, 2026.
Last updated October 21, 2026 · Expert review by Kate Morgan, debt relief specialist (20+ years)
Advertiser disclosure: Business Debt Relief Pros may receive compensation from some of the companies on this page, which can affect where and how they appear. Facts are taken from each company's website and BBB profile, checked on October 21, 2026.
Value Capital Funding is a Boca Raton, Florida company that offers two paths for merchant cash advance debt: refinancing MCAs into bank term loans for businesses that qualify, and negotiated restructuring for those that do not. It reports more than 30 years of experience and over $100 million in business debt refinanced or restructured. Our rating: 4.4 out of 5, #7 in our comparison of 10 MCA debt relief companies.
| Headquarters | Boca Raton, FL |
| In business since | Reports 30+ years of experience |
| BBB | A+ (not accredited) |
| Specializes in | MCA refinancing, Bank term loans, MCA restructuring |
| Website | valuecapitalfunding.com |
Read the BBB complaints themselves, not just the rating, and get every fee in writing.
A good fit if: businesses that may qualify to refinance MCAs.
Look elsewhere if: your needs fall outside its focus. Compare the alternatives below, or get a free review and we will match you with a specialist that fits your debt, funders and urgency.
See all 10 companies compared →
Value Capital Funding is a business debt relief company based in Boca Raton, FL. Its BBB record: A+ (not accredited). As with any provider, check its BBB complaints, get fees in writing and avoid guarantees of specific results.
MCA refinancing, Bank term loans, MCA restructuring. It is best suited to businesses that may qualify to refinance MCAs.
As of October 21, 2026, BBB lists Value Capital Funding as A+ (not accredited).
Fees vary by program and are usually a percentage of the enrolled debt or of the savings. Ask for the exact fee and when it is charged, in writing, before you sign.
Other established MCA debt relief companies include Corporate Turnaround, Rise Alliance, Second Wind Consultants. See our full comparison.
Get a free review and we will match you with a specialist for your situation.
Start Free Assessment