Company Review

Second Wind Consultants Review: BBB Rating, Services and What to Know

An independent look at Second Wind Consultants: what it does, who it suits, its BBB record and the questions to ask before you sign. Facts checked October 21, 2026.

Last updated October 21, 2026 · Expert review by Kate Morgan, debt relief specialist (20+ years)

Second Wind Consultants

  • Our rating: 4.7 / 5
  • HQ: Northampton, MA
  • Since: 2009
  • BBB: A+ (accredited since 2014)

Advertiser disclosure: Business Debt Relief Pros may receive compensation from some of the companies on this page, which can affect where and how they appear. Facts are taken from each company's website and BBB profile, checked on October 21, 2026.

The short answer

Second Wind Consultants, Inc. is a Northampton, Massachusetts turnaround and debt resolution firm founded in 2009. It combines commercial debt settlement and reorganization with turnaround and management consulting, and works with established businesses, including larger companies with complex balance sheets. Rise Alliance is its division. Our rating: 4.7 out of 5, #3 in our comparison of 10 MCA debt relief companies.

Second Wind Consultants at a glance

★★★★★★★★★★ 4.7/5 Our rating
Best for: Established businesses that need a turnaround plan
HeadquartersNorthampton, MA
In business since2009
BBBA+ (accredited since 2014)
Specializes inTurnaround consulting, Commercial debt reorganization, MCA resolution, Funding partners
Websitesecondwindconsultants.com

Second Wind Consultants strengths

  • BBB accredited since 2014 with an A+ rating
  • Turnaround and management consulting alongside debt resolution
  • Experience with larger, more complex businesses

Before you sign with Second Wind Consultants

  • Smaller businesses may be routed to its Rise Alliance division
  • Fees and minimums are not published
  • Ask whether financing through its lending partner is part of the plan

Read the BBB complaints themselves, not just the rating, and get every fee in writing.

Questions to ask Second Wind Consultants

  1. Is my business a fit for Second Wind or for Rise Alliance?
  2. What does the consulting side add to my plan?
  3. How are fees structured?
  4. Will I keep paying my funders while you negotiate?
  5. How and when will UCC liens be released?
  6. Can I cancel, and what do I get back?

Who it suits, and who it may not

A good fit if: established businesses that need a turnaround plan.

Look elsewhere if: your needs fall outside its focus. Compare the alternatives below, or get a free review and we will match you with a specialist that fits your debt, funders and urgency.

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Educational content. Business Debt Relief Pros is a marketing and lead generation company, not a lender, law firm, debt settlement company or financial advisor. Examples are hypothetical and rounded. Outcomes depend on your agreements, funders, cash flow and timing, and are not guaranteed.

Frequently asked questions

Is Second Wind Consultants legitimate?

Second Wind Consultants is a business debt relief company based in Northampton, MA. Its BBB record: A+ (accredited since 2014). As with any provider, check its BBB complaints, get fees in writing and avoid guarantees of specific results.

What does Second Wind Consultants specialize in?

Turnaround consulting, Commercial debt reorganization, MCA resolution, Funding partners. It is best suited to established businesses that need a turnaround plan.

What is Second Wind Consultants's BBB rating?

As of October 21, 2026, BBB lists Second Wind Consultants as A+ (accredited since 2014).

How much does Second Wind Consultants charge?

Fees vary by program and are usually a percentage of the enrolled debt or of the savings. Ask for the exact fee and when it is charged, in writing, before you sign.

What are the alternatives to Second Wind Consultants?

Other established MCA debt relief companies include Corporate Turnaround, Rise Alliance, Delancey Street. See our full comparison.

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