Company Review

National Credit Partners Review: BBB Rating, Services and What to Know

An independent look at National Credit Partners: what it does, who it suits, its BBB record and the questions to ask before you sign. Facts checked October 21, 2026.

Last updated October 21, 2026 · Expert review by Kate Morgan, debt relief specialist (20+ years)

National Credit Partners

  • Our rating: 4.5 / 5
  • HQ: Costa Mesa, CA
  • Since: 2018
  • BBB: A+ (accredited since 2018)

Advertiser disclosure: Business Debt Relief Pros may receive compensation from some of the companies on this page, which can affect where and how they appear. Facts are taken from each company's website and BBB profile, checked on October 21, 2026.

The short answer

National Credit Partners is a Costa Mesa, California firm founded in 2018 that focuses on business debt mediation and structured repayment rather than settlement alone. Its services include structured reconciliation, business debt management plans, SBA and bank loan options and cash-flow consulting. It is not a law firm and works with a network of attorneys. Our rating: 4.5 out of 5, #6 in our comparison of 10 MCA debt relief companies.

National Credit Partners at a glance

★★★★★★★★★★ 4.5/5 Our rating
Best for: Businesses that want a repayment plan, not a settlement
HeadquartersCosta Mesa, CA
In business since2018
BBBA+ (accredited since 2018)
Specializes inDebt mediation, Structured reconciliation, Debt management plans, SBA & bank loans
Websitenationalcreditpartners.com

National Credit Partners strengths

  • BBB accredited since 2018 with an A+ rating
  • Repayment-plan approach that aims to keep creditor relationships intact
  • SBA and bank loan options alongside mediation

Before you sign with National Credit Partners

  • Fees are discussed in consultation rather than published
  • Repayment plans usually repay more than a settlement would
  • BBB lists four complaints in three years

Read the BBB complaints themselves, not just the rating, and get every fee in writing.

Questions to ask National Credit Partners

  1. Will my plan repay the full balance or reduce it?
  2. How are your fees structured?
  3. Could I qualify for an SBA or bank loan instead?
  4. Will I keep paying my funders while you negotiate?
  5. How and when will UCC liens be released?
  6. Can I cancel, and what do I get back?

Who it suits, and who it may not

A good fit if: businesses that want a repayment plan, not a settlement.

Look elsewhere if: your needs fall outside its focus. Compare the alternatives below, or get a free review and we will match you with a specialist that fits your debt, funders and urgency.

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Educational content. Business Debt Relief Pros is a marketing and lead generation company, not a lender, law firm, debt settlement company or financial advisor. Examples are hypothetical and rounded. Outcomes depend on your agreements, funders, cash flow and timing, and are not guaranteed.

Frequently asked questions

Is National Credit Partners legitimate?

National Credit Partners is a business debt relief company based in Costa Mesa, CA. Its BBB record: A+ (accredited since 2018). As with any provider, check its BBB complaints, get fees in writing and avoid guarantees of specific results.

What does National Credit Partners specialize in?

Debt mediation, Structured reconciliation, Debt management plans, SBA & bank loans. It is best suited to businesses that want a repayment plan, not a settlement.

What is National Credit Partners's BBB rating?

As of October 21, 2026, BBB lists National Credit Partners as A+ (accredited since 2018).

How much does National Credit Partners charge?

Fees vary by program and are usually a percentage of the enrolled debt or of the savings. Ask for the exact fee and when it is charged, in writing, before you sign.

What are the alternatives to National Credit Partners?

Other established MCA debt relief companies include Corporate Turnaround, Rise Alliance, Second Wind Consultants. See our full comparison.

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